Christmas Shopping: Bargains For You!

This Christmas season promises to be one filled with exceptional sales and across the board bargains for eager shoppers. With fuel prices running high, interest rates climbing, and consumer sentiment mixed, merchants know that they must slash prices in order to move merchandise. Let抯 take a look at some of the types of sales certain to greet price conscious shoppers this holiday season.

Early Bird/Late Night Bargains ?Well before Thanksgiving some retailers are already opening early or staying open late in order to accommodate shoppers. A big lure: Get ten percent back/off of select purchases over $50. Depending on the details of the offer, you can either apply savings to your current purchase or as credit toward future purchases. Variations of this lure include incremental rewards, i.e. $15 off of purchases of $75 or more, $20 off of purchases of $100 or more, etc. Read the fine print as exceptions do apply!

Friends and Family Sales - One big retailer is offering to their employees a way in which they can pass on their employee discount to select family members and friends. By offering the same discounts that the employee receives, the employee will then mail directly to select people a discount card allowing the customer to get the same discount as the employee. For example, if the employee receives a 20% discount, the family member or a friend will get a card allowing them to get that discount too [for a limited time only]. Many times this discount can be applied alongside of sale prices for exceptional savings. Let抯 just hope that an employee selects you to be part of this plan!

Secret Sales. Okay, they really aren抰 all that secret. However, if you are a holder of a certain particular retailers?charge card, you will be invited to a special cardholders only shopping event. Usually this event coincides with an existing sale and essentially allows 搒ecret sale?participants the opportunity to shop one or two hours before the store opens for business on a particular day [usually a Saturday]. You get a 損rivate?time to shop, at least 10 percent off of sale prices, and the opportunity to delay paying on purchases until well after the new year if you use the store抯 charge card.

Certainly, not all merchant enticements are worth the bother, especially if you are unable to pay off your charge card purchases immediately. A 21.6% APR can eat up any savings you gain in no time. So, shop with wisdom to reap the greatest benefits.

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Combating Christmas Shopping Stress

Anne Gadsden handles Christmas shopping the "new fashioned" way. She puts on a CD of classical music such as Pachelbel's Canon in D, logs on to the internet, and starts surfing. The Newark mother of three says, "I've already done the store thing and now its time for me to get gifts for family members who don't live in New Jersey. I visit Amazon and Buy.com; between the two companies I usually find something that I need. Besides, shipping is free if I spend at least $25 and that isn't hard to do!"

Tasha Crimson shops early. Very early. "I shop all summer long starting when we go to the shore after July 4th all the way up to Labor Day. That's when I'm done. I don't have to put up with the hassles, I shop at my own speed, and I don't have to freeze as I run from my car to the store!," the East Orange grandmother of eight chuckled.

In Wanaque, Bob Caprioti has his own style of shopping. Or not. He simply has his wife pick up everything for her family, his family and for their three children. "She knows I hate to shop. Fortunately, Rita loves to shop; why not let her do what she wants to do and let me do what I want to do?" So, does Rita buy gifts for herself and mark them from Bob? "No, I won't go that far. My mother loves to shop so I go out with her to the Willowbrook Mall and we find what I need for Rita. Mom knows what Rita likes and makes it as painless as possible for me."

Angela Rodriguez of Fair Lawn laughs when asked about her shopping methods. "I don't begin to shop until the day after Christmas. My family is from Peru and we celebrate the Feast of the Three Wise Men when we get together in early January. We're scattered all over the place and it is too difficult to meet up on Christmas. So, instead of shopping ahead of time, I wait 'til after Christmas and get all the markdowns." When asked what she does on Christmas Angela replied, "I'm single and work in New York. I hang out with friends and co-workers who are by themselves for the holidays. Then, on New Year's Day I fly to Florida for a week to be with my family. I ship everything out ahead of time, so I'm not lugging all the stuff through the airport."

Tamara Williams loves to shop, especially in crowds. The Hackensack resident replied, "I do a little bit in early December, but I really don't get going until a few days before Christmas. The best prices can be found then and it just seems more like Christmas." When asked how close to Christmas she shops Tamara answered, "I usually don't finish up 'til Christmas Eve. One year, while I was working at Stern's at the Bergen Mall I got off at 2 p.m. and began my shopping. When the store closed at 6 p.m. I made my final purchase and went home! I was working at the store and attending college full time. My finals were done only the day before, so my first opportunity to shop was on Christmas Eve. I start late, but not that late anymore!"

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Why Shopping Online Will Be Big This Holiday Season

Traditionally, the December holiday season is the most important part of the year for many businesses, especially those in retail. But so far, predictions aren't that rosy for this year's profits. High gas prices, high cost of living, and low consumer confidence are expected to put a damper on the holiday shopping plans for many.

But that's not entirely true for everyone. You can expect online shopping to be bigger than ever. Why? Let me outline a few reasons why online retail sites like Amazon, to small home-based operations will be raking in the cash in the weeks ahead.

1. Very few are going to blow off the holidays, even if funds are low. And most people will buy cheaper gifts rather than cross some loved ones off their shopping list. When people don't have a lot of disposable cash, they look for low prices. Suddenly bargain hunting becomes the order of the day.

Expect masses of North Americans to flock to online retail sites in ever greater numbers. The super-low overhead of online retail allows sites to offer wide selection at the lowest prices on Earth. After a decade of Internet shopping, millions of people are now fully aware of this truth. Expect a very large percentage of them to purchase some or all of their gifts online.

2. Gas is still high and may go even higher in the weeks ahead. This means wading through clogged streets filled with holiday shoppers is something most of our pocket books just don't want to go through. High gas prices also mean paying for online purchases to be shipped to you is no longer an imposition. Many will be thinking "The 3 bucks for shipping is a lot less than the $20 I'll spend driving all over town to the malls."

3. People are working harder than ever. The demands of one, two, even three jobs while taking care of family is leaving millions of Americans will zero free time. This means they need to sandwich holiday shopping into their lunch break or even during a slow period at work. Yes, expect these folks to also do their shopping online in unprecedented numbers.

The bottom line is clear: if you're a consumer, give yourself a needed break and do your holiday gift buying online. If you're an online retailer, get ready for a holiday buying season you may not soon forget.

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Holiday Shopping Online ?Delivery Rules For Your Orders

Holiday shopping online has taken a lot of stress out the holiday season with one exception. What if your order doesn抰 show up on time? Here are the delivery rules.

Holiday Shopping ?Prompt Delivery Rules

The Internet is the fastest growing source of holiday gifts orders. The FTC, however, has received complaints in the past about gifts not being delivered on time. To stop this, the agency has set down rules for Internet retailers.

The FTC has issues directives spelling out the ground rules for making promises about shipments, notifying consumers about unexpected delays, and refunding consumers' money. Enforced by the FTC, the Mail or Telephone Order Rule applies to orders placed by phone, fax or the Internet.

Delivery Rules

By law, an Internet retailer must have a reasonable basis for stating that a product can be shipped within a certain time. If their advertising doesn't clearly and prominently state the shipment period, they must have a reasonable basis for believing they can ship within 30 days. Most retailers, however, will promise much shorter times, even a few days if you agree to extra shipping costs.

If a retailer runs into inventory problems and can't ship within the promised time, it must notify you of the delay. The retailer must also provide a revised shipment date and explain your right to cancel and get a full and prompt refund. There are no exceptions to this rule.

Your Response

For definite delays of up to 30 days, a retailer can treat a customer's silence as agreeing to the delay. But for longer or indefinite delays - and second and subsequent delays ?a retailer must get the customer's written, electronic or verbal consent to the delay. If you tell the retailer to pound sand, they must promptly refund all of your money.

FTC Takes Care of You

The FTC takes a very aggressive stance towards retailers who fail to deliver orders on time. This is particularly true if a retailer blows it during the Christmas season. Millions of dollars in fines are handed out each year.

Summary

If you order gifts online, keep notes on when you ordered and expect delivery. Also, keep an eye out for emails from the retailer, particularly since they may end up in your spam box. If nothing comes from the retailer, get on the phone and find out what is going on. Taking these steps will keep the kinks out of your online holiday shopping experience.

Rick Chapo is with http://www.nomadjournals.com - makers of writing journals. Writing journals are great Christmas gifts for him or her and are always shipped on time.

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Holiday Journals ?Preserve Your Holiday Experiences

The holidays are a great time to gather the family. Alas, your holiday experiences can fade with time. The best way to prevent this is to keep a journal for your holidays.

Holiday Writing Journals

Take a minute to give some consideration to the holidays in 2004. What sticks out in your mind? Now think about what you did for the holidays in 1998. Undoubtedly, you remember few things about 1998. The experiences you抳e forgotten are lost to time. If you had kept a journal, this wouldn抰 be the case.

Keeping a journal each holiday season is a good way to build up a history of family gatherings. It also keeps you from losing hilarious and cherished moments to the passage of time. Each holiday season offers a chance to see how the lives of families and friends have changed. It is also a time to reflect on the things you have to be thankful for, such as a sister or brother you haven抰 seen in years. Keeping a journal lets you take a snap shot in time of what you were thinking then.

As time passes, your holiday journal will grow in detail. It will become a great keepsake by acting as a time line for the growth of your family. You抣l be able to look back at past years and read about the good and, perhaps, not so good times. You抣l be shocked how to realize how much everything has changed over time.

As time continues to pass, you will inevitably lose loved ones as nature runs its course. I am not trying to be macabre, just realistic. Your journal will give you a detailed account of memories involving that person. Frankly, re-reading the good times can help get you through the tough ones.

Eventually, you抣l have to come to a decision with your journal. Should you pass it on to one of your children to carry on the volume or just keep it as your private diary? Whatever your choice, you抣l be thankful you kept a record of the holiday seasons spent with your family.

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